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Welcome to The Erick Harpole Real Estate Group'sReno, Sparks and Fernley Real Estate Website

Welcome! Here You Can Find Great Information on Reno, Sparks and Fernley, Nevada Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Reno, Sparks and Fernley real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Reno, Sparks and Fernley real estate agents, we have the experience and track record you are looking for. Please let us help.

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School Reports in Reno, Sparks and Fernley, Nevada

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Nevada Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Reno, Sparks and Fernley

Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Q	What are the world's most valuable chairs?
A	A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330.
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The Erick Harpole Real Estate Group, REALTOR®, real estate agents and broker for Reno, Sparks and Fernley, Nevada home listings, property and land for sale - NUMBER1EXPERT(tm)

The Erick Harpole Real Estate Group
Keller Williams
5915 Los Altos Pkwy
Sparks, NV 89436
Phone: 775-826-7653
Fax: 775-201-1343
erickharpole@NUMBER1EXPERT.com

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